Last updated: August 5, 2026
By using this website, you agree to these Terms of Use. If you do not agree, do not use the website or submit information through it.
Insurance information only
Website content is general information and is not an insurance contract, binding quote, guarantee of coverage, legal advice, tax advice, or financial advice. Policy availability, eligibility, benefits, limitations, exclusions, and premiums vary by state, carrier, age, health, and underwriting.
This is a private insurance website. Veterans Living Benefits is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. The website and its form are not applications for VA benefits, government programs, or service-based entitlements.
Living-benefit riders are not available on every policy. Availability, qualifying events, charges, limitations, and the effect on policy values or death benefits depend on the policy, carrier, and state.
No coverage is created online
Submitting the coverage-review form is not an insurance application and does not bind coverage. Coverage exists only after an insurance carrier approves an application, all required conditions are satisfied, and a policy is issued according to its terms.
Accuracy of information
You agree to provide accurate information about yourself or a person for whom you are legally authorized to request information. Do not submit another person’s information without permission.
Communications consent
When you affirmatively check the consent box and submit the form, you provide prior express written consent to receive insurance-related marketing calls and text messages from Legacy Insurance Agency, LLC and its licensed insurance agents under the Veterans Living Benefits brand at the number you provided, even if it is listed on a state or federal Do Not Call list. This consent includes calls and texts made using an automatic telephone dialing system or other automated technology, calls placed or handled using artificial intelligence (AI), and calls using an artificial or prerecorded voice, including an AI-generated voice. Message frequency varies; message and data rates may apply. Consent is not a condition of purchasing any goods or services. You may revoke consent at any time by replying STOP to a text message or telling the caller.
Permitted use
You may use this website only for lawful personal purposes. You may not interfere with site operation, attempt unauthorized access, submit fraudulent information, use automated tools to abuse the form, or copy site content for commercial use without written permission.
Third-party services
The website may link to or use third-party scheduling, analytics, advertising, customer relationship, and insurance services. Those services operate under their own terms and privacy policies.
Disclaimer and limitation
The website is provided on an “as available” basis to the fullest extent permitted by law. We do not warrant uninterrupted or error-free operation. To the fullest extent permitted by law, Veterans Living Benefits is not liable for indirect, incidental, special, or consequential damages arising from use of the website.
Changes
We may update these terms by posting a revised version on this page. Continued use after an update means you accept the revised terms.